Insure with MSIG Thailand
MSIG is a popular insurer among the Thai. They have a wide range of insurance products and are especially well known for their excellent travel insurance.
About
MSIG Thailand PLC has a 120 year history in Thailand, with its head office in Bangkok, and a nationwide network of 12 branches and claims service center.
In 2023, MSIG regained its top No. 1 market share position in providing travel Insurance, representing 24% of the travel insurance market.
MSIG Travel Insurance Thailand
MSIG has a few different travel insurance products to choose from depending on your travel destination.
If you are traveling from Thailand to another country for whatever reason, then the good news is that MSIG’s Travel Easy is by far the most popular insurance policy to buy.
Most insurance companies only provide full coverage when selecting one of their higher plans, but with MSIG you get all the benefits (such as flight cancellation and lost baggage) even at it’s lowest plan.
Overview
The main travel insurance products from MSIG are called, Travel Easy (Worldwide), MSIG Say Hi 10, Trip Easy Plus (Domestic), and Overseas Student.
*This is a new 2024 policy so unfortunately for now the brochure is still only in Thai.
You can also read more here to compare MSIG and other travel insurance companies.
Travel Easy (Worldwide)
Departing from Thailand. MSIG Easy plan 1, 2, & 3 all offer great benefits.
- Death or disability up to 5 million baht
- Medical expense cover up to 5 million baht
- Personal liability up to 4 mill baht
- Delays, cancelations, misconnections
- Baggage delay & damage
- Damage to personal belongings
- Hospital Income Benefit
- Trip cut short
- Car Excess Cover
- Notebook loss or damage
Area of Cover available:
*Worldwide except Thailand
Travel Easy Coverage
(Click on coverage to enlarge)
MSIG Say Hi 10
Affordable travel insurance for those flying to Thailand.
- Death or disability 1 mill baht
- Medical expense cover from 400,000 baht
- 3rd Party liability 800,000 baht
Area of Cover available:
*Thailand only
Trip Easy Plus (Domestic)
Get insured for travel, sickness and loss while travelling within Thailand.
- Death or disability up to 2 million baht
- Medical expense up to 200,000 baht
- Emergency medical evacuation up to 500,000 baht
- 3rd Party liability 1,000,000 baht
- Baggage delay & damage
- Damage to personal belongings
- Delays, cancelations, misconnections
- Hijacking
Area of Cover available:
*Thailand only
Overseas Student
Insurance for students who want to study outside of Thailand.
- Medical expense cover up to 5,500,000 baht
- Emergency medical evacuation up to 5,50,000 baht
- Death or disability 3 mill baht
- Study interruption
- Hospital Visit
- Personal liability 1 mill baht
- Travel delay & Missed Connection
Area of Cover available:
- In country of study
Motor Insurance with MSIG
MSIG motor insurance provides cover for private and commercial vehicles which includes cars, motorbikes, and trucks.
What sets MSIG car insurance apart from other insurers?
MSIG offers two very unique car insurance packages.
Kubdee Premium Calculation
Kubdee, which covers for 1st and 2nd class vehicles has a premium that is calculated based on 6 factors: distance, average speed, maximum speed, time period, driving time, and driving area. The premium is calculated daily on an app that you can access and the account is paid monthly.
MSIG Drive Any Car
MSIG Drive Any Car, which covers class 3 and 3 plus, is a special car insurance policy which covers the driver’s car, for any car that he or she drives. No car inspection is necessary! The limitations are however that it’s restricted to class 3 and supercars are not covered.
Overview
MSIG Thailand offers car insurance policies called Kubdee, Safe Guard, and Drive Any Car.
Types of Coverage offered
- Motor Insurance Class 1
- Motor Insurance Class 2
- Motor Insurance Class 2+
- Motor Insurance Class 3
- Motor Insurance Class 3+
- Happy D
- Motor Add-on
MSIG Roadside Service
MSIG Roadside service is a free 24-hour nationwide emergency assistance cover. Most benefits are for all insured vehicles with a few exceptions. See the brochure for limitations of use per policy year.
- Emergency Assistance (including battery changing and keys being locked in vehicle)
- Tow to the nearest garage
- Free car rental for 2 days on comprehensive plans
- Free hotel accomodation on comprehensive plans
- Free fuel limited to 5-10 liters per time
- Emergency driver assistance (Bangkok only) on comprehensive plans
- 24 hour technical advisory service by phone
- Enquiry and booking service. Consult for battery and type providers.
Policy Benefit Highlights
Below you’ll find a summary of MSIG’s car insurance products: Kubdee, Safe Guard, and Drive Any Car. *Please refer to the brochure and policy book for additional information and terms and conditions.
Kubdee
1st and 2nd class motor insurance from MSIG Thailand
- Own Damage
- Deductible (depend on package)
- Theft
- Fire
- Flood
Safe Guard
Affordable 2+ and 3+ class insurance with high 3rd party liability cover
- 3rd Party Cover
- 3rd Party Property
- Medical Expenses
- Personal Accident - Total Disability
- Bail Bond
Drive Any Car
Class 3 Insurance for any car that the driver drives (except for supercars)
- 3rd Party Cover
- 3rd Party Property
- Medical Expense
- Own Vehicle Damage (Drive Plus)
- Bail Bond
MSIG Home Insurance
Baan Easy Condo Easy MSIG Home Insurance is a first loss residential home insurance with four different plans to choose from.
The policy covers for fire, lightning, explosions, water damage, electrical faults, burglaries, third party liability and other causes.
Their most affordable home insurance package starts from 1,100 baht a year, and you can get an additional discount when buying a 3-year policy.
Policy Overview
- These Baan Easy Plans are only for residential building valued up to 10 million Baht
- These plans for concrete building only
- Only one policy per house
- Premium is inclusive of tax and stamp duty and payable by the insured
Baan Easy Condo Easy
Residential building insurance up to 1 million baht
- Furniture
- Electrical appliances
- Fire & Additional perils
- Burglary
- Personal Liability
- Fittings and fixtures
- Home Assistance Service
- Excludes portible electronics
Area of Cover available:
*Thailand only
MSIG Personal Accident Insurance
MSIG Personal Accident insurance has three different plans. PA Extra Individual, PA Extra Family, and PA Extra Executive. *Please note that the MSIG PA brochures are currently only in Thai. For additional information please speak with the broker.
You can also compare MSIG Personal Accident insurance with AIA Personal Accident here.
PA Extra - Individual
Cover for disability, dismemberment, injury or death due to accident, assault or murder
- Starts at 1,400 baht per year
- Medical Expense up to 150,000 baht
- Loss of life due to accident up to 120,000 baht
- Funeral expenses for loss of life due to accident up to 50,000 baht
PA Extra - Family
Covers you and your family members for disability, dismemberment, injury or death due to accident, assault or murder
- Starts from 2,650 baht per year
- Free coverage for 2 children
- Renewal discount
- Medical Expense up to 150,000 baht
- Loss of life due to accident up to 120,000 baht
- Funeral expenses for loss of life due to accident up to 50,000 baht
PA Extra – Executive
Cover for business executives and owners in the event of disability, dismemberment, injury or death due to accident, assault or murder
- Starts from 7,200 baht per year
- Maximum cover for loss of life due to accident up to 10,000,000 baht
- Reimburses daily income up to 1,000 baht per day for a maximum of 30 days
- Medical Expense up to 150,000 baht
- Loss of life due to accident up to 120,000 baht
- Funeral expenses for loss of life due to accident up to 50,000 baht
MSIG Thailand
MSIG’s logo symbolizes the corporate philosophy of Mitsui Sumitomo Insurance. The deep blue stands for our long tradition of trust and quality service, whilst the red, like the crest of a wave, is uplifting and conveys the promise of growth in its ever-increasing upward sweep.
Frequently Asked Questions
Who is Ask Eim
We are an online insurance review website. We are also an agent and broker for some of the best insurers in Thailand.
I have a car emergency, who do I contact?
You can contact the MSIG Hotline on Tel: 1259
Can you buy everything online?
Yes you can. You can either submit an online form or complete and submit a pdf form. Just let us know which policy you are interested in and we’ll explain the process.
Where can I find the English version of an MSIG brochure?
We try to make available all English brochure versions on our website, however, some insurers don’t always have one for all of their products. We know that MSIG doesn’t have some brochures in English yet, but when they become available we will share them on this page. In the meantime we can assist with any questions you may have.
Request a Quote
We are a direct broker for MSIG Thailand, so if you’d like a quote please complete the form below and we’ll get back to you as soon as possible.
