Travel Insurance Thailand
Compare Travel Insurance to and from Thailand
With so many different travel insurance policies out there, it can be difficult to know which one to choose. Below you’ll find our review of a few top travel insurance policies.
Travel Insurance Thailand
Compare Travel Insurance to and from Thailand
With so many different travel insurance policies out there, it can be difficult to know which one to choose. Below you’ll find our review of a few top travel insurance policies.
Travel Insurance Thailand (Outbound)
Three of our favorite outbound (departing from Thailand) travel insurance companies are AXA, MSIG, and Allianz. You can learn more about their travel policy below, including eligibility and policy coverage.
AXA Thailand
With a network of more than 39,400 affiliated medical facilities worldwide that do not require advance payment, and a hotline where you can contact for assistance 24 hours a day, 7 days a week, from anywhere in the world, AXA is by far a favorite among global travelers.
AXA Thailand offers both outbound (Smart Traveler Plus) and inbound (Sawasdee Thailand) travel insurance.
AXA Smart Traveler Plus
Do you live in Thailand and plan to travel overseas? AXA Smart Traveler Plus International travel insurance is designed with coverage and convenience in mind.
Smart Traveler Plus travel insurance is divided into:
- Single Trip (maximum coverage 180 days)
- Annual Policy
Each type is further divided into 6 plans: Eco Plus-Lite, Silver, Gold, Platinum and Emerald and can be purchased online or through a broker.
Policy Overview
- Up to 4 million baht medical expenses coverage due to accidents and illnesses
- Up to 5 million baht for accidental death or disability
- No advance payment for medical expenses while hospitalized in AXA hospital network
- AXA Global 24-Hour Hotline Service. All you need to do is call 0-2118-8111
Eligibility
- Traveler must have residence in Thailand
- Departing from Thailand and ending the trip in Thailand
- Traveler must purchase the policy at least 2 hours before the trip
- Please read the policy for general exclusions and excluded territories
AXA Travel Insurance Benefits
Below you’ll find an overview of the AXA Smart Traveler Plus benefits. For a more detailed view of all the plan benefits have a look at the coverage table or policy book.
All plans include:
Medical Cover for Accidents or Sickness
Personal Accident
Life & Disability Compensation
Evacuation & Repatriation
3rd Party Liability (except Plus Lite)
Compassionate Visitation
Gold, Platinum & Emerald Plans also Include
Travel Protection (Delays, Cancelations, Misconnections)
Loss or Damage of Personal Items
Lost or damaged Baggage
Loss of Money due to Theft or Robbery
Hospital Income Benefit
Coverage Table for AXA Smart Traveler Plus
Our Recommendation
Choose the plan that best suits your travel itinerary. If you travel frequently the annual policy is also great value for money.
Economy Plan
If you are traveling light with only carry-on luggage and your plane ticket is not expensive, then we recommend the Eco plan
Gold Plan
For a comprehensive travel insurance policy and worry free trip, we recommend the Gold plan or higher
Price depends on the selected plan, the number of travel days, and whether you'd like a single trip or annual policy.
*Or send us a message if you need help with a quote
MSIG
The company has a successful 120-year history of operations in Thailand and specializes in providing retail and commercial insurance for Thai and international customers. The head office is in Bangkok and services are also available via a nationwide network of 12 branches and claims service center.
MSIG Travel Easy
Do you live in Thailand and plan to travel overseas? MSIG Travel Easy international travel insurance offers 24-hour worldwide travel coverage for you and your family.
Travel Easy can be bought either as a:
- Single Trip (maximum coverage 180 days)
- Annual Policy
Each type is further divided into 5 plans: Easy 1, Easy 2, Easy 3, Plus-Lite, Silver, Gold, Platinum and Emerald and can be purchased online or through a broker.
Policy Overview
- Up to 5 million baht medical expenses maximum payable per actual expenses
- Up to 5 million baht for accidental death or disability
- A 24-hour worldwide plan that covers injury, disability or death caused by accidental means
- Guaranteed 100% premium refund if a VISA application is rejected
- MSIG 24-Hour Hotline Service. All you need to do is call+66 (0) 2039 5704 then press 1
Eligibility
- The insured must reside in Thailand.
- Traveler must begin trip from Thailand only and end trip in Thailand only.
- Traveler can only apply for one insurance policy over the same time period.
- Applicant must be in good health condition with no disability.
- The applicant gives consent and permits medical facilities including hospitals and clinics, officials of insurance companies or other entities concerned to disclose information to the MSIG Insurance (Thailand) Public Company Limited when the latter makes enquiries about the applicant.
MSIG Travel Insurance Benefits
Below you’ll find an overview of the MSIG Easy plan benefits. For a more detailed view of all the plan benefits have a look at the coverage table or policy book.
Easy 1, Easy 2, and Easy 3 plans include all benefits:
Medical Cover for Accidents or Sickness
Personal Accident
Life & Disability Compensation
Medical Benefit on Return
Evacuation & Repatriation
Trip Delay, Cancelation or Postponement
Lost, Damaged, Delayed Baggage
3rd Party Liability (except Plus Lite)
Hospital Visitation
Hospital Confinement Benefit
Hole in One Reward (Easy1+2)
Rental Car Excess & Hijacking
Loss or Damage of Notebook
Loss or Damage of Personal Items (including Golf Equipment)
Coverage Table for MSIG Travel Easy
Travel Easy Premium Table
Our Recommendation
Choose the plan that best suits your travel itinerary. If you travel frequently and MSIG is a good fit, then the annual policy is also good value for money.
Easy 1, 2 and 3
The Easy Visa plans don't provide all the benefits so we recommend any of the Easy 1, 2, or 3 plans.
Tip
If you're not sure which plan to buy, look at the medical costs of the country that you are flying to as a guideline.
Price depends on the selected plan, the number of travel days, and whether you'd like a single trip or annual policy.
*Or send us a message if you need help with a quote
Allianz
Allianz Ayudhya is one of Thailand’s leading insurance companies and a part of Allianz Group, the world’s leading financial group. Allianz Group was founded in 1890 in Munich, Germany and is operating in over 70 countries worldwide. Top 3 non-life insurance company in the world and a world leader in travel insurance and 24-hour assistance service.
Allianz Dance Moves
Do you live in Thailand and plan to travel overseas? Allianz Dance Moves offers a simple and flexible travel insurance policy for international travelers.
Dance Moves can be bought either as a:
- Single Plan (maximum coverage 180 days)
- Annual Plan
- Student Plan
Each type is further divided into 5 plans: Hip Hop, Boogie, Samba, and Tango and the traveler can specify whether the trip is in Asia or Worldwide. Can be purchased online or through a broker.
Policy Overview
- Cover up to THB 4,000,000 (Samba Plan)
- Up to 6 million baht for accidental death or disability
- Worldwide network with 24 Hour Travel Assistance
- Special price for a family trip (Samba @ Tango Plans)
- Refund possible if visa is not approved
- Allianz 24-Hour Hotline Service: 1292
Eligibility
- Age requirement: 6 Months to 80 years
- Family Conditions : Protection for up to 4 people, at least one of policyholder must be adult (children age not over 21 yrs)
- Your trip starts from Thailand
- Read through the policy wording to fully understand coverage, conditions, exclusions and other benefits.
- Special price for family trip, you can choose Samba Plan.
Allianz Travel Insurance Benefits
Below you’ll find an overview of the Allianz Dance Moves plan benefits. For a more detailed view of all the plan benefits have a look at the coverage table or policy book.
Hip hop and other plans include:
Medical Cover for Accidents or Sickness
Personal Accident
Life & Disability Compensation
Evacuation & Repatriation
3rd Party Liability (Personal Liability)
Hijack & Emergency Telephone
Samba & Tango offer all benefits:
Delays, Postponement, Misconnection & Curtailment
Loss or Damage of Personal Items & Money
Lost or damaged Baggage & Golf Equipment
Hospital Confinement Benefit
Hospital Income Benefit
Hole in One Reward
Bail Bond
Rental Car Excess
Coverage Table for Allianz Travel Easy - Dance Moves
Dance Moves Premium Table
Our Recommendation
Choose the plan that best suits your travel itinerary. If you travel frequently and MSIG is a good fit, then the annual policy is also good value for money.
Boogie for Budget Flights
The Boogie plan offers many more benefits compared to the Hip Hop but it only costs a little bit more. Perfect for low cost trips.
Samba Dances
Samba hits the sweet spot for worldwide cover. 2 to 5 times more sum assured on certain benefits compared to the Boogie and not that much different to the Tango.
Price depends on the selected plan, the number of travel days, and whether you'd like a single trip or annual policy.
*Or send us a message if you need help with a quote
Travel Insurance Thailand (Inbound)
Traveling to Thailand
For a budget friendly inbound (flying to Thailand) travel insurance companies you can have a look at AXA Sawasdee. You can compare more inbound travel insurance companies on the CheckDi website.
AXA Thailand
With a network of more than 39,400 affiliated medical facilities worldwide that do not require advance payment, and a hotline where you can contact for assistance 24 hours a day, 7 days a week, from anywhere in the world, AXA is by far a favorite among global travelers.
AXA offers both outbound (Smart Traveler Plus) and inbound (Sawasdee Thailand) travel insurance.
AXA Sawasdee Thailand
AXA Sawasdee travel insurance is a great option for foreigners traveling to Thailand. The coverage protects travelers against unexpected accidents and illnesses with no waiting times. AXA has a large hospital network throughout Thailand with a direct billing option for hospitalization and 24-hour hotline service. The length of insurance can be chosen up to 180 days.
Policy Overview
- 750,000 baht medical expenses coverage due to accidents and illnesses (includes COVID-19)
- 1 million baht for accidental death or disability
- Coverage starts immediately after immigration clearance
- No waiting period. No deductible
- Can update the date of arrival in Thailand
Eligibility
- Non-Thai National. Thai nationals can not buy this policy
- Age: From 6 months - 79 years
- Must be bought while customer is physically outside of Thailand
Medical
Life & Disabilty
Travel Delay
Baggage Delay
3rd Party Liability
Loss of Belongings
AXA Sawasdee Coverage Table
Our Recommendation
The AXA Sawasdee inbound travel insurance is a very affordable policy for budget conscience travelers.
Which Plan?
The price difference between plan 1 and 2 for 15 days or less is very small so Plan 2 is definitely worth it.
Price depends on the selected plan, and the number of days (7, 15, 30, 60, 90, 140, 180). Get quote on website.
*Or send us a message if you need help with a quote
CheckDi Thailand
CheckDi is a large online insurance comparison website in Thailand. You can find, compare, and purchase travel insurance all on their website. After you purchase through CheckDi your insurance policy comes directly from the insurer. You can read more about their process on their website.
*Or send us a message if you need help with a quote
Traveler's Review
First my trip to Netherlands was cancelled, and then after catching a new flight the new airline delayed my suitcase. I was able to claim 15,000 baht from AXA.
Malen
Frequently Asked Questions
What is personal liability, or 3rd Party Liability?
3rd Party Liability is when you are personally responsible for hurting someone or damaging someone else’s property. For example, you hire a motorbike and you crash into someone, or into someone else’s shop. Another example could be that you are in a hotel and you break something.
What is a hospital compensation benefit, or confinement benefit?
If an insurance policy has this benefit, then the insurer will pay you a certain amount per 24 hours that you are hospitalized. Each insurer has their own terms and conditions, such as the number of days you can claim.
Who do I call if there is an emergency?
Each insurer has their own hotline in case of emergency. You can find the number up above in the article.
Request a Quote
If you need help arranging travel insurance you can send us a message. We arrange most types of insurance in Thailand, at no extra cost for you.
